Welcome to IMG®'s section of Coverage without Boundaries®! We know that the reasons
to travel abroad are many and varied – that´s why our products are too. Our full-service
approach to providing international medical insurance products includes servicing
vacationers, those working or living abroad for short or extended periods, people
traveling frequently between countries, and those who maintain multiple countries
of residence. To meet all of these needs, we have developed a comprehensive range
of major medical, life, dental and disability products that can be tailored to meet
For your convenience and to assist you in determining which plan is right for you,
simply use the scroll function to view each of the products or click on one of the
specific product categories below to help narrow your search. You may also obtain
more detailed plan information by clicking on the "Review Coverage" link associated
with each product. Once you have determined which plan best fits your needs, click
on the "Buy ..." link and you can complete the simple and easy-to-follow application.
Individual & family (5 days up to 2 years coverage)
Patriot Travel plans address the insurance needs of U.S. citizens and foreign nationals
who need temporary medical insurance while traveling for business or pleasure anywhere
outside of their home country.
There are two Patriot Travel plans that provide up to $2,000,000 of medical coverage.
Patriot International® provides coverage for U.S. citizens traveling outside the
U.S. and Patriot America® provides coverage for non-U.S. citizens traveling outside
their home country.
In addition to medical benefits, the plans include coverage for medical evacuation,
repatriation, and choice of deductibles and plan maximums. Coverage can be obtained
from a minimum of five days up to two years.
Global Medical Insurance offers worldwide coverage to a wide variety of international
clientele, including expatriates, international executives, diplomats, students,
entertainers and other international travelers. With Global Medical Insurance you
have a choice of four plan options: Silver, Gold, Gold Plus, and Platinum. Simply
choose one that best fits your needs. The Silver, Gold and Gold Plus plans provide
$5,000,000 of lifetime coverage, while the Platinum plan provides $8,000,000. All
four plans offer a full range of benefits suited for individuals and families.
There are two coverage area options: worldwide or worldwide excluding the U.S. and
Canada. Both options provide coverage 24 hours a day, and you have the freedom to
choose any doctor or hospital for treatment. When you select Global Medical Insurance,
you receive IMG’s commitment to deliver world class health benefits, medical assistance
and total peace of mind.
Patriot PlatinumSM provides first-class protection for the discerning international
traveler who wants to obtain the maximum coverage available in a short-term travel
medical product on the market today.
Patriot Platinum builds upon the Patriot Travel plan by providing up to $8,000,000
of coverage with enhanced benefits and services and our Global Concierge & Assistance
here are two plans available: Patriot Platinum InternationalSM provides coverage
for U.S. citizens traveling outside the U.S. and Patriot Platinum AmericaSM provides
coverage for non-U.S. citizens traveling outside their home country. Coverage can
be obtained from a minimum of five days up to three years.
Patriot Green Travel Medical InsuranceSM is designed for the environmentally conscious
traveler and provides up to $2,000,000 of medical coverage and services. This plan
provides the same comprehensive benefits as the Patriot Travel plan, but also includes
eco-friendly benefits including providing for the purchase of carbon offsets, pays
an additional $5,000 AD&D benefit to an environmentally conscious organization, and
it is paperless.
Patriot Green InternationalSM provides coverage for U.S. citizens traveling outside
the U.S. and Patriot Green AmericaSM provides coverage for non-U.S. citizens traveling
outside their home country. Coverage can be obtained from a minimum of five days
up to two years.
Travelers who travel several time a year(annual coverage)
Patriot Multi-Trip is designed for people that take multiple trips throughout the
year outside their home country. The plan provides coverage up to 45 days in length
for each trip. It offers the ease and convenience of purchasing a single annual plan
at an affordable premium.
Patriot Multi-Trip International provides coverage for U.S. citizens that take multiple
trips annually outside the U.S., and Patriot Multi-Trip America provides coverage
for non-U.S. citizens that take multiple trips annually outside their home country.
Both provide coverage for the traveler, his or her spouse and children for each trip
taken during a period of 12 months.
Group coverage for employees around the world or short-term coverage for travelers
outside their home country
GEO SM Group
Employer sponsored group insurance
GEO Group is one of the most comprehensive group hospital, surgical, medical and
life insurance programs in the world. This program is designed for employers with
employees who are either U.S. or Canadian citizens who reside abroad, or foreign
nationals around the world. GEO Group assists employers to carve out their international
employees to provide U.S.-style benefits and worldwide coverage. This program includes
medical, dental, life and indemnity benefits for employees and their families.
Patriot Group Travel Medical Insurance provides coverage for groups of five or more
U.S. citizens and/or foreign nationals who need temporary medical insurance while
traveling for business or pleasure anywhere outside their home country. It offers
a 10% discount from Patriot Travel Medical Insurance and has one easy-to-use enrollment
There are two Patriot Group Travel plans plans that provide up to $2,000,000 of medical
coverage with a choice of deductibles and policy maximums. Patriot International
Group provides coverage for U.S. citizens traveling outside the U.S. and Patriot
America Group provides coverage for non-U.S. citizens traveling outside their home
country. In addition to medical benefits, the plans include coverage for medical
evacuation and repatriation.
Coverage can be obtained from a minimum of five days up to a maximum of two years.
Patriot Platinum Group Travel Medical Insurance SM
Enhanced benefits and services plan
Patriot Platinum Group provides first-class protection for groups of five or more
international travelers who want to obtain the maximum coverage and most comprehensive
services available in a short-term group travel medical product. Patriot Platinum
Group builds upon the Patriot Group Travel plan by providing up to $8,000,000 of
coverage with enhanced benefits and services and exclusive access to our Global Concierge
& Assistance ServicesSM.
There are two plans available: Patriot Platinum InternationalSM Group provides coverage
for U.S. citizens traveling outside the U.S. Patriot Platinum AmericaSMGroup provides
coverage for non-U.S. citizens traveling outside their home country. Coverage is
available from five days up to three years for U.S. citizens traveling outside the
U.S. and for non-U.S. citizens traveling outside their home country.
Patriot Green Group is designed for groups of five or more environmentally conscious
international travelers that are serious about sustainable and responsible tourism.
The plan provides up to $2,000,000 of medical coverage and services. It also includes
an Eco Sports Rider covering such activities as jungle zip lining, wildlife safaris,
and cave tubing among others. The plan also includes an additional AD&D benefit allowing
the insured the opportunity to donate $5,000, in the event of his/her Accidental
Death and Dismemberment, to an environmental organization that positively impacts
global conservation. This donation is payable by IMG on the insured's behalf. Patriot
Green Group can only be purchased online. Coverage is available from five days up
to two years for U.S. citizens traveling outside the U.S. and for non-U.S. citizens
traveling outside their home country.
Scholars, faculty and student coverage while traveling, working or studying outside
their home country
Patriot Exchange Program SM
Cultural Exchange Student insurance plans
Patriot Exchange is designed for students studying abroad or participants of cultural
exchange programs. Two plan options are available. The Basic Short-Term Travel Plan
is an economical plan while the Standard Short-Term Travel Plan is designed to meet
the U.S. J1 visa travel insurance requirements.
Its flexible plan design also provides three areas of coverage: U.S. citizens worldwide
except in the U.S., Non-U.S. citizens worldwide except in their home country and
Europe to Europe.
Plans are available in monthly increments and if a minimum of three months is purchased,
coverage may be renewed (without break in coverage) for a total of four years.
Patriot Group Exchange offers the same great benefits, options and renewability as
the Patriot Exchange Program, and in addition to the Basic and Standard Short-Term
plans, a Long-Term plan is available.
The plan is available to groups of five or more students or participants of cultural
exchange programs, offers a 10% discount from Patriot Exchange Program and has one
easy-to-use enrollment form.
Long-term, worldwide medical insurance for groups of 2 or more international students
Student Health Advantage is designed for individuals or a group of students or scholars
participating in a sponsored study abroad program, and desire an annually renewable
comprehensive medical plan. This plan meets student visa requirements, includes benefits
for maternity after 10 months, mental health, organized sports and international
emergency care. It also provides coverage for pre-existing conditions after 12 months
Individual & family coverage for trip cancellation and interruption, travel delay,
medical expenses and baggage
Travel Protection for trips up to 30 days
Patriot T.R.I.P. helps protect travelers who are unable to travel or are interrupted
during their covered trip due to circumstances such as a sudden and unexpected illness
or injury, death in the family, jury duty, job layoff, terrorism or the bankruptcy
of the tour operator, cruise line or airline. Benefits also include coverage in the
event of travel and baggage delay, lost baggage, emergency medical expenses, emergency
medical evacuation and much more.
To provide superior protection for a picture perfect vacation, there is Patriot T.R.I.P.
Elite, a premier travel insurance program. Patriot T.R.I.P. Elite offers a high level
of benefits to travelers who need more coverage than provided by the Patriot T.R.I.P.
program. The program has increased benefit amounts for emergency medical, emergency
medical evacuation, travel delay, baggage, trip interruption and has a benefit for
Patriot T.R.I.P. Student is a "budget conscious" travel insurance program designed
to provide important benefits to students for many of those unforeseen circumstances
that may force the cancellation or interruption of a covered trip. This program also
includes coverage for trip cancellation or interruption travel and baggage delay,
lost or stolen baggage, emergency medical expenses and emergency medical evacuation.
Sky Rescue is designed for those travelers who need to fill the gaps in the international
medical insurance. It provides coverage for such benefits as emergency medical evacuation,
repatriation, reunion and emergency assistance services that are not covered under
most domestic or national plans.
Coverage is available for individuals under the age of 65 traveling outside their
home country. It can be purchased in three, six or 12 months increments and can be
rewritten for succeeding or subsequent periods.
Worldwide coverage for professional marine captains and crew members
Global Crew Medical Insurance(GCMI) is a comprehensive and portable international
medical insurance plan designed specifically for professional marine crew. GCMI can
help eliminate the obstacles of time, currency, and language when you are seeking
medical treatment and need assistance and administration of your global health care
benefits. The plan provides $5,000,000 of lifetime coverage with a full range of
benefits and offers two options: worldwide coverage and worldwide coverage excluding
the U.S. and Canada. Both options provide coverage 24 hours a day, and you have the
freedom to choose any doctor or hospital for treatment.
Worldwide group coverage for professional marine crew
International medical insurance for marine crew requires provisions not met by many
companies. International Marine Medical Insurance (IMMI) was designed specifically
to provide comprehensive medical insurance to marine crew by offering continuous
coverage worldwide. IMMI provides $1,000,000 of coverage per certificate period with
a full range of benefits. Group members will be covered worldwide, including their
country of citizenship, 24 hours a day.
Patriot Adventure is designed for the adventurous international traveler. Patriot
Adventure provides benefits for those traveling abroad who also intend to participate
in a select group of athletic activities or adventure sports.